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"Sunny Finance never asks you any charges or fees, Its scam if anyone calls or email you for loan fee or instalment by Cash vouchers, iTunes card or any other payment method."

12 Month loans for bad credit UK

Do you have empty pockets and need some money before you get your salary? You can solve this problem by applying for 12-month loans no credit check. It is a short term borrowing to get £500 to £10000 cash loan same day or very next day, to meet your small needs like home improvement, buy new furniture, pay bills, school fees etc. You can settle this loan within 3 months to 12 months of time.

Get loan in minutes and payback in 12 months

There are many benefits which you can get if you apply 12 months, 6 month or 3-month loans with Sunny Finance. We offer following low-interest loans for UK residents:

12 month loans: Also called 12-month payday loans. Get a loan up to £10000 and repay in 12 months
6 month loans: Get instant loan up to £5000 and repay in 6 months.
3-month loans: Also called 3-month payday loan. The best option for small loan amount up to £1000, repayment tenure is 3 month.

Low-interest rate loans:

With us, you can get the loan at a very low rate of interest. The rate of interest will be set according to your financial profile.
Easy repayment terms-
You can choose easy repayment option according to your affordability and income status. 12 month, 3 month and 6-month loans with no guarantor no fees.
No worries about bad credit -
Even if you do not have good credit history then also you can easily get 12-month cash loans. We have the highest approval rate to the people with bad credit as well.
Easy approval instant decision -
Sunny Finance tries to serve instant approval to our customers without any unnecessary delays.
No administration charges -
There is no administration fee for these loans. You don't need to worry about any hidden fee as well.
12 month loan no guarantor -
No worry if you don't have or you don't want to introduce your friend or family member as a loan guarantor, we do loans without guarantor if you have stable monthly income to repay this loan.
Instant decision loans -
Sunny finance provide instant approval unsecured personal loan up to £20,000 without any broker or agent fee or even any upfront administrator cost to get this type of loan. Apply now for inexpensive 3 months to 12 months personal unsecured loans and get fast approval for poor credit. No Guarantor, No Broker Fees. Entrepreneurs and state benefits are also acceptable!

Basic borrower criteria to get 12 month loans for bad credit

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12monthsloan

What is 12-month payday loan and how it works?

You could borrow loan up to 12 months tenure and on every salary date loan, EMI will be deducted from your bank account.

Do you perform a credit check before proceeding loan?

Most cases we do without running any credit check, it mostly depends on the customer's profile and we always try our level best to approve a loan without any hassle to our customers.

Loans over 12 months are suitable for me?

Yes, its good option if you are looking an instant loan for any purpose. And you could get this loan again and again once you repaid the previous one.

Does same day loan exist?

Yes, it is. You could get same day loan with us if you are our regular client and previously your all payments were on time.

Why should I choose a 12 month loan?

If your requirement match with following you go a short term loan 12 months.

  • No Guarantor Loans up to 1 Year
  • Instant loans from £500 to £25,000
  • Repayment terms 1 month to 12 months
  • Guaranteed approval within our criteria
  • Do not want to pay upfront fees or instalment
  • 12-month loans without credit check
  • 12-month payday loans
  • Hesitating due to Poor credit
What details needed from you?
  • Your contact number
  • Email address
  • Home address
  • Net monthly earning
  • bad credit Monthly outgoing
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12MonthLoans